:root {
  --ink: #0b0f0c;
  --ink-soft: #18211b;
  --paper: #f5f3ea;
  --paper-deep: #e8e4d6;
  --white: #fffef8;
  --green: #00a63c;
  --green-dark: #00782b;
  --yellow: #ffd51f;
  --yellow-soft: #ffe877;
  --muted: #5d655f;
  --line: #c8cec5;
  --danger: #c44738;
  --container: 1240px;
  --header-height: 68px;
  --gutter: clamp(18px, 4vw, 56px);
  --section: clamp(26px, 3vw, 44px);
  --shadow: 12px 12px 0 rgba(11, 15, 12, .12);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: calc(var(--header-height) + 24px); }
html.restoring-menu-scroll { scroll-behavior: auto; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 17px;
  line-height: 1.68;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}
body.menu-open {
  position: fixed;
  inset-inline: 0;
  top: var(--menu-scroll-top, 0);
  width: 100%;
  overflow: hidden;
}
img { display: block; max-width: 100%; height: auto; }
a { color: var(--green-dark); text-underline-offset: 4px; }
a:hover { color: var(--green); }
button, input { font: inherit; }
.container { width: min(var(--container), calc(100% - 2 * var(--gutter))); margin-inline: auto; }
.skip-link {
  position: fixed;
  top: 8px;
  left: 8px;
  z-index: 1000;
  transform: translateY(-160%);
  padding: 10px 16px;
  background: var(--yellow);
  color: var(--ink);
  font-weight: 900;
}
.skip-link:focus { transform: none; }

h1, h2, h3 {
  margin-top: 0;
  font-family: "Arial Black", Inter, ui-sans-serif, system-ui, sans-serif;
  line-height: 1.02;
  letter-spacing: -.045em;
  overflow-wrap: break-word;
  text-wrap: pretty;
}
h1 { margin-bottom: 24px; font-size: clamp(1.9rem, 3.6vw, 3.4rem); }
h2 { margin-bottom: 24px; font-size: clamp(1.9rem, 3.6vw, 3.45rem); }
h3 { margin-bottom: 16px; font-size: clamp(1.3rem, 2.3vw, 1.85rem); line-height: 1.08; }
p { margin-top: 0; }
.eyebrow {
  display: flex;
  align-items: center;
  gap: 12px;
  margin: 0 0 20px;
  color: var(--green-dark);
  font-size: 12px;
  font-weight: 950;
  letter-spacing: .19em;
  text-transform: uppercase;
}
.eyebrow::before { content: ""; width: 36px; height: 4px; background: var(--yellow); }

.site-header {
  position: sticky;
  top: 0;
  z-index: 80;
  color: var(--white);
  background: rgba(11, 15, 12, .96);
  border-bottom: 4px solid var(--yellow);
  backdrop-filter: blur(12px);
}
.header-row { min-height: var(--header-height); display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: inline-flex; align-items: center; flex: 0 0 auto; color: inherit; text-decoration: none; }
.brand-logo { display: block; width: 190px; height: 52px; overflow: hidden; }
.brand-logo img { width: 100%; height: 100%; object-fit: contain; object-position: left center; }
.desktop-nav { display: flex; align-items: center; gap: clamp(14px, 2vw, 26px); }
.desktop-nav a { color: var(--white); text-decoration: none; font-size: 14px; font-weight: 800; }
.desktop-nav a:hover, .desktop-nav a[aria-current="page"] { color: var(--yellow); }
.desktop-nav .nav-cta {
  min-height: 44px;
  padding: 10px 18px;
  color: var(--ink);
  background: var(--yellow);
  border: 2px solid var(--yellow);
}
.desktop-nav .nav-cta:hover { color: var(--white); background: transparent; }
/* Menu déroulant « Nos prêts » (structure unique du parc, PM 09.09, #86e368vrc). */
.nav-drop { position: relative; display: flex; align-items: center; }
.desktop-nav > a, .desktop-nav .nav-drop-button { display: inline-flex; align-items: center; min-height: 44px; font-family: inherit; font-size: 14px; font-weight: 800; line-height: 20px; letter-spacing: normal; text-rendering: optimizeLegibility; }
.nav-drop-button { display: inline-flex; align-items: center; gap: 6px; margin: 0; padding: 0; appearance: none; background: transparent; border: none; cursor: pointer; font: inherit; font-size: 14px; font-weight: 800; color: var(--white); }
.nav-drop-button:hover, .nav-drop-button[aria-expanded="true"] { color: var(--yellow); }
.nav-drop-panel { position: absolute; top: calc(100% + 16px); left: -8px; z-index: 90; min-width: 280px; padding: 8px; display: grid; gap: 2px; background: rgba(11, 15, 12, .98); border: 1px solid rgba(255,255,255,.18); border-top: 3px solid var(--yellow); }
.nav-drop-panel[hidden] { display: none; }
.nav-drop-panel a { display: block; padding: 10px 12px; font-size: 14px; font-weight: 700; color: var(--white); }
.nav-drop-panel a:hover, .nav-drop-panel a[aria-current="page"] { color: var(--yellow); }
/* Sticky-header parc (PM 09.09, #86e368hmh) : sur mobile/tablette la barre = logo | CTA | burger,
   le CTA (même cible que celui du bureau) reste visible en permanence, compact, 1-2 lignes centrées. */
.header-cta { display: none; }
.menu-button {
  display: none;
  width: 52px;
  height: 52px;
  padding: 0;
  border: 2px solid rgba(255,255,255,.45);
  background: transparent;
  color: var(--white);
  cursor: pointer;
}
.menu-button span, .menu-button::before, .menu-button::after {
  content: "";
  display: block;
  width: 24px;
  height: 3px;
  margin: 5px auto;
  background: currentColor;
}
.mobile-menu[hidden] { display: none; }
.mobile-menu { position: fixed; inset: 0; z-index: 100; background: rgba(11,15,12,.84); }
.mobile-panel {
  margin-left: auto;
  width: min(92vw, 440px);
  min-height: 100dvh;
  padding: 24px;
  color: var(--white);
  background: var(--ink);
  border-left: 8px solid var(--yellow);
  box-shadow: -18px 0 0 rgba(0,166,60,.38);
}
.mobile-panel-head { display: flex; align-items: center; justify-content: space-between; gap: 20px; margin-bottom: 34px; }
.mobile-close {
  position: relative;
  flex: 0 0 50px;
  width: 50px;
  height: 50px;
  padding: 0;
  border: 2px solid rgba(255,255,255,.4);
  background: transparent;
  color: var(--white);
  cursor: pointer;
}
.mobile-close::before, .mobile-close::after {
  content: "";
  position: absolute;
  top: 50%;
  left: 50%;
  width: 24px;
  height: 3px;
  background: currentColor;
  transform: translate(-50%, -50%) rotate(45deg);
}
.mobile-close::after { transform: translate(-50%, -50%) rotate(-45deg); }
.mobile-nav { display: grid; }
.mobile-nav a {
  padding: 15px 4px;
  color: var(--white);
  border-bottom: 1px solid rgba(255,255,255,.2);
  text-decoration: none;
  font-weight: 850;
}
.mobile-nav a:last-child { margin-top: 22px; padding-inline: 18px; color: var(--ink); background: var(--yellow); border: 0; }

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 54px;
  padding: 14px 24px;
  color: var(--ink);
  background: var(--yellow);
  border: 3px solid var(--yellow);
  border-radius: 0;
  text-decoration: none;
  font-weight: 950;
  line-height: 1.15;
  cursor: pointer;
  box-shadow: 6px 6px 0 var(--green);
  transition: transform .15s ease, box-shadow .15s ease;
}
.button:hover { color: var(--ink); background: var(--yellow-soft); transform: translate(2px,2px); box-shadow: 3px 3px 0 var(--green); }
.button--secondary { color: var(--white); background: transparent; border-color: rgba(255,255,255,.65); box-shadow: none; }
.button--secondary:hover { color: var(--ink); background: var(--white); border-color: var(--white); box-shadow: none; }

.hero { position: relative; overflow: clip; color: var(--white); background: var(--ink); }
.hero::after {
  content: "MICRO / 2000";
  position: absolute;
  right: -18px;
  bottom: -36px;
  color: rgba(255,255,255,.035);
  font: 950 clamp(5rem, 15vw, 14rem)/1 "Arial Black", sans-serif;
  letter-spacing: -.08em;
  white-space: nowrap;
}
.hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1.08fr) minmax(380px, .92fr);
  align-items: center;
  gap: clamp(38px, 5vw, 72px);
  padding-block: 0 clamp(36px, 4vw, 56px);
}
.hero .eyebrow { color: var(--yellow); }
.hero-lead { max-width: 760px; color: #d9ded9; font-size: clamp(1.08rem, 1.7vw, 1.32rem); }
.hero-actions { display: flex; flex-wrap: wrap; gap: 16px; margin-top: 34px; }
.hero-media { position: relative; align-self: stretch; display: flex; flex-direction: column; justify-content: center; }
.hero-image { position: relative; margin: 0 18px 0 0; }
.hero-image::before { content: ""; position: absolute; inset: 18px -18px -18px 18px; background: var(--yellow); }
.hero-image picture { position: relative; display: block; }
.hero-image img { width: 100%; aspect-ratio: 3/2; object-fit: cover; filter: saturate(.86) contrast(1.04); }
.stats { display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); }
.hero-stats { position: relative; z-index: 2; width: calc(100% - 36px); margin: -22px 0 0 auto; border: 3px solid var(--ink); background: var(--yellow); }
.stat { min-width: 0; padding: 19px 16px; border-right: 2px solid var(--ink); background: inherit; }
.stat:last-child { border-right: 0; }
.stat strong { display: block; color: var(--ink); font: 950 clamp(1.22rem, 2vw, 1.65rem)/1.05 "Arial Black", sans-serif; }
.stat span { display: block; margin-top: 7px; color: #344038; font-size: 12px; line-height: 1.3; }

.section { position: relative; overflow: clip; padding-block: var(--section); background: var(--white); }
.section--paper { background: var(--paper); }
.section--ink { color: var(--white); background: var(--ink-soft); }
.section--ink .eyebrow { color: var(--yellow); }
.section--ink .section-lead, .section--ink .sub-block p, .section--ink .steps-intro p { color: #cbd2cc; }
.section-frame { display: block; }
.section--ink .section-main, .editorial-copy { min-width: 0; }
.section-heading { width: 100%; max-width: none; margin-bottom: clamp(20px, 2.4vw, 30px); }
.section-lead { width: 100%; max-width: none; color: var(--muted); font-size: clamp(1.05rem, 1.6vw, 1.26rem); }
.editorial-grid { display: grid; grid-template-columns: minmax(0, 1.08fr) minmax(320px, .92fr); align-items: start; gap: clamp(38px, 5vw, 72px); }
.editorial-grid--reverse .editorial-copy { grid-column: 2; }
.editorial-grid--reverse .section-media { grid-column: 1; grid-row: 1; }
.section-media { position: sticky; top: calc(var(--header-height) + 28px); width: 100%; }
.section-media picture { display: block; position: relative; }
.section-media picture::after { content: ""; position: absolute; inset: auto -14px -14px 14px; height: 54%; background: var(--green); z-index: -1; }
.section--ink .section-media picture::after { background: var(--yellow); }
.section-media img { width: 100%; aspect-ratio: 4/3; object-fit: cover; }
.sub-grid { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 22px; }
.editorial-copy .sub-grid { grid-template-columns: 1fr; }
.sub-grid > :last-child:nth-child(odd) { grid-column: 1 / -1; }
.sub-block {
  min-width: 0;
  padding: clamp(22px, 3vw, 34px);
  background: var(--white);
  border: 2px solid var(--ink);
  box-shadow: 8px 8px 0 var(--paper-deep);
}
.section--ink .sub-block { color: var(--white); background: #202922; border-color: #4e5b51; box-shadow: 8px 8px 0 rgba(0,0,0,.25); }
.sub-block p, .card p { margin-bottom: 13px; color: var(--muted); }
.section-extras { display: grid; min-width: 0; gap: 28px; margin-top: clamp(28px, 4vw, 48px); }
.section-extras > * { min-width: 0; }
.step-followups > :last-child:nth-child(odd), .detail-list > :last-child:nth-child(odd) { grid-column: 1 / -1; }
.detail-list { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 2px; background: var(--ink); border: 2px solid var(--ink); }
.detail-item { padding: 24px; background: var(--white); }
.detail-item h4 { margin: 0 0 8px; color: var(--green-dark); font-size: 1rem; line-height: 1.3; }
.detail-item p { margin: 0; color: var(--muted); }
.detail-item--minus h4 { color: var(--danger); }
.list { display: grid; gap: 13px; padding: 0; margin: 20px 0 0; list-style: none; }
.list li { position: relative; padding-left: 30px; }
.list li::before { content: "+"; position: absolute; left: 0; color: var(--green); font-weight: 950; }
.list--cons li::before { content: "!"; color: var(--danger); }

.steps-intro { margin-bottom: 26px; }
.steps-intro p, .step-followup p { color: var(--muted); }
.steps { display: grid; grid-template-columns: repeat(5, minmax(0,1fr)); gap: 0; padding: 0; margin: 0; list-style: none; border: 2px solid var(--ink); }
.step { min-width: 0; padding: 24px 18px; color: var(--ink); background: var(--white); border-right: 2px solid var(--ink); }
.step:last-child { border-right: 0; }
.step:nth-child(even) { background: var(--yellow-soft); }
.step-num { display: block; margin-bottom: 16px; color: var(--green-dark); font-size: .78rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; }
.step-followups { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 22px; margin-top: 28px; }
.step-followup { padding: 26px; color: var(--ink); border-left: 6px solid var(--green); background: var(--paper); }
.note { margin-top: 26px; padding: 20px 24px; color: var(--ink); border-left: 7px solid var(--yellow); background: #fff8ce; }
.section--ink .note { color: var(--white); background: #253029; }

.proscons-grid { display: grid; grid-template-columns: minmax(0,1.15fr) minmax(280px,.85fr); align-items: start; gap: 24px; }
.card { min-width: 0; padding: clamp(28px, 4vw, 48px); color: var(--ink); background: var(--white); border: 2px solid var(--ink); }
.card--positive { box-shadow: 10px 10px 0 var(--green); }
.card--caution { margin-top: 0; color: var(--white); background: var(--ink); box-shadow: 10px 10px 0 var(--yellow); }
.card--caution p { color: #cbd2cc; }
.card-kicker { color: var(--green-dark) !important; font-size: 12px; font-weight: 900; letter-spacing: .15em; text-transform: uppercase; }
.card--caution .card-kicker { color: var(--yellow) !important; }

.regulation { display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); margin-top: 42px; border: 2px solid var(--ink); background: var(--yellow); }
.regulation .stat { min-height: 130px; }
.table-shell { min-width: 0; color: var(--ink); background: var(--white); border: 2px solid var(--ink); }
.table-scroll { overflow-x: auto; overscroll-behavior-inline: contain; scrollbar-gutter: stable; }
.table-hint { display: none; margin: 0; padding: 10px 14px; color: var(--ink); background: var(--yellow-soft); border-bottom: 2px solid var(--ink); font-size: 13px; font-weight: 750; }
table { width: 100%; min-width: 720px; border-collapse: collapse; text-align: left; }

@media (min-width: 961px) {
  .table-scroll { overflow-x: visible; scrollbar-gutter: auto; }
  table { min-width: 0; table-layout: fixed; }
}
th, td { padding: 18px 20px; border: 1px solid var(--line); vertical-align: top; }
thead th { color: var(--white); background: var(--ink); }
tbody th { color: var(--ink); background: var(--paper); }
tbody td:nth-child(2), tbody th:nth-child(2) { background: #eef9ef; }

.faq { display: grid; gap: 0; border-top: 2px solid var(--ink); }
.section--ink .faq { border-color: #6b766e; }
.faq details { border-bottom: 2px solid var(--ink); }
.section--ink .faq details { border-color: #6b766e; }
.faq summary { position: relative; padding: 25px 70px 25px 0; cursor: pointer; list-style: none; }
.faq summary h3 { margin: 0; color: inherit; font-size: clamp(1.15rem, 2vw, 1.55rem); }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; position: absolute; right: 10px; top: 16px; color: var(--green); font: 950 2rem/1 "Arial Black", sans-serif; }
.section--ink .faq summary::after { color: var(--yellow); }
.faq details[open] summary::after { content: "−"; }
.faq details > p { margin: 0; padding: 0 80px 26px 0; color: var(--muted); }
.section--ink .faq details > p { color: #cbd2cc; }

.cta-section { padding-block: clamp(40px, 5vw, 60px); color: var(--white); background: var(--green-dark); border-block: 12px solid var(--yellow); }
.cta-section .eyebrow { color: var(--yellow); }
.cta-grid { display: grid; grid-template-columns: minmax(0,1.05fr) minmax(320px,.95fr); gap: clamp(42px, 8vw, 118px); align-items: center; }
.cta-grid p { color: #dce8df; }
.cta-action { padding: clamp(28px, 4vw, 48px); color: var(--ink); background: var(--white); box-shadow: 12px 12px 0 var(--ink); }
.cta-action p { color: var(--muted); }

.legal-page, .form-page { min-height: 62vh; padding-block: clamp(72px, 9vw, 124px); background: var(--paper); }
.legal-content { max-width: 940px; }
.legal-content h2 { margin-top: 56px; font-size: clamp(1.7rem, 3.2vw, 2.7rem); }
.legal-content p, .legal-content li { color: var(--muted); }
.contact-grid { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 24px; }
.contact-card { padding: 30px; border: 2px solid var(--ink); background: var(--white); }
.form-layout { max-width: 1080px; }
.lead-form { max-width: 920px; padding: clamp(26px, 5vw, 56px); background: var(--white); border: 3px solid var(--ink); box-shadow: 12px 12px 0 var(--yellow); }
.form-layout .lead-form { width: 100%; max-width: none; }
.form-fields { min-inline-size: 0; margin: 0; padding: 0; border: 0; }
.form-grid { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 22px; }
.field { display: grid; gap: 8px; font-weight: 850; }
.field input { width: 100%; min-height: 54px; padding: 12px 14px; color: var(--ink); background: var(--paper); border: 2px solid #849087; border-radius: 0; }
.field input:focus { outline: 4px solid rgba(255,213,31,.55); border-color: var(--ink); }
.lead-form--closed .form-fields { opacity: .62; }
.lead-form--closed .field input { color: var(--muted); background: var(--paper-deep); cursor: not-allowed; }
.consent { display: grid; grid-template-columns: 24px 1fr; gap: 13px; margin: 26px 0; color: var(--muted); font-size: 14px; }
.consent input { width: 21px; height: 21px; margin-top: 3px; }
.button[disabled] { opacity: .5; cursor: not-allowed; box-shadow: none; }
.form-status { margin: 0 0 24px; padding: 16px 18px; color: var(--ink); background: var(--yellow-soft); border-left: 6px solid var(--green-dark); font-weight: 750; }
.form-status:empty { display: none; }
.hp-field { position: absolute !important; width: 1px !important; height: 1px !important; overflow: hidden !important; clip: rect(0 0 0 0) !important; white-space: nowrap !important; }
.form-result { margin-bottom: 24px; padding: 20px 22px; border: 2px solid currentColor; font-weight: 800; }
.form-result--success { color: #145b32; background: #dcf4e2; }
.form-result--error { color: #84242d; background: #f8e2e4; }

.site-footer { padding: 68px 0 30px; color: var(--white); background: var(--ink); border-top: 8px solid var(--green); }
.footer-grid { display: grid; grid-template-columns: 1.45fr 1fr 1fr; gap: 44px; }
.footer-brand .brand-logo { width: 230px; height: 82px; margin-bottom: 16px; }
.footer-title { margin: 0 0 16px; color: var(--yellow); font-size: 1.15rem; font-weight: 900; text-transform: uppercase; letter-spacing: .08em; }
.site-footer p, .site-footer address { color: #bfc7c1; font-style: normal; }
.site-footer nav { display: grid; align-content: start; gap: 10px; }
.site-footer a { color: var(--white); }
.footer-legal { display: flex; justify-content: space-between; gap: 28px; margin-top: 46px; padding-top: 24px; border-top: 1px solid #495149; font-size: 13px; }

@media (max-width: 1120px) {
  .desktop-nav { display: none; }
  .header-cta { display: inline-flex; align-items: center; justify-content: center; margin-left: auto; padding: 9px 13px; font-size: 13px; font-weight: 800; line-height: 1.15; text-align: center; white-space: normal; max-width: 44vw; color: var(--ink); background: var(--yellow); border: 2px solid var(--yellow); text-decoration: none; }
  .header-cta:hover { color: var(--white); background: transparent; }
  .menu-button { display: block; margin-left: 12px; }
  .hero-grid { grid-template-columns: 1fr; min-height: auto; }
  .hero-media { max-width: 780px; }
  .editorial-grid, .editorial-grid--cost { grid-template-columns: 1fr; }
  .sub-sequence { grid-template-columns: 1fr; }
  .editorial-grid--reverse .editorial-copy, .editorial-grid--reverse .section-media { grid-column: auto; grid-row: auto; }
  .section-media { position: static; max-width: 800px; }
  .steps { grid-template-columns: repeat(2,minmax(0,1fr)); border: 0; gap: 16px; }
  .steps > :last-child:nth-child(odd) { grid-column: 1 / -1; }
  .step { border: 2px solid var(--ink); }
  .step:last-child { border-right: 2px solid var(--ink); }
  .cta-grid { grid-template-columns: 1fr; }
}

@media (max-width: 960px) {
  .sub-grid, .proscons-grid, .step-followups, .regulation, .detail-list { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr; }
  .table-hint { display: block; }
}

@media (max-width: 720px) {
  :root { --header-height: 62px; --gutter: 20px; --section: 26px; }
  body { font-size: 16px; }
  .brand-logo { width: 136px; height: 44px; }
  .header-row { gap: 10px; }
  .header-row > .brand { flex: 1 1 auto; min-width: 0; }
  .header-row .brand-logo { width: 100%; max-width: 138px; }
  .header-cta { flex: 0 0 114px; margin-left: 0; }
  .menu-button { flex: 0 0 44px; width: 44px; height: 44px; margin-left: 0; }
  .mobile-menu { padding: 0; }
  .mobile-panel { width: min(94vw, 420px); padding: 20px; }
  .mobile-panel .brand-logo { width: 145px; }
  h1 { font-size: clamp(1.7rem, 7.2vw, 2.2rem); }
  h2 { font-size: clamp(1.8rem, 8.4vw, 2.55rem); }
  .hero-grid { gap: 40px; padding-block: 20px 44px; }
  .hero-lead { font-size: 1.05rem; }
  .hero-actions { display: grid; }
  .hero-actions .button, .cta-action .button, .form-page .button, .legal-page .button { width: 100%; }
  .hero-image { margin-right: 10px; }
  .hero-image::before { inset: 10px -10px -10px 10px; }
  .hero-stats { width: calc(100% - 20px); margin-top: -12px; }
  .hero-stats .stat { padding: 15px 9px; text-align: center; }
  .hero-stats .stat strong { font-size: clamp(1rem, 5vw, 1.25rem); }
  .hero-stats .stat span { font-size: 10px; }
  .section-frame { grid-template-columns: 1fr; gap: 20px; }
    .section-heading { margin-bottom: 34px; }
  .section-lead { font-size: 1rem; }
  .sub-grid, .sub-sequence, .proscons-grid, .step-followups, .regulation, .contact-grid, .form-grid, .footer-grid, .detail-list { grid-template-columns: 1fr; }
  .sub-block, .card { padding: 24px; }
  .card--caution { margin-top: 0; }
  .steps { grid-template-columns: 1fr; }
  table { min-width: 680px; }
  .faq summary { padding-right: 52px; }
  .faq details > p { padding-right: 0; }
  .cta-action { padding: 26px 22px; }
  .lead-form { padding: 24px 20px; box-shadow: 7px 7px 0 var(--yellow); }
  .footer-legal { display: grid; }
}

@media (max-width: 380px) {
  :root { --gutter: 16px; }
  .brand-logo { width: 138px; }
  .hero-stats .stat { padding-inline: 6px; }
  .hero-stats .stat strong { font-size: .94rem; }
  .hero-stats .stat span { font-size: 9px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; transition-duration: .01ms !important; }
}

/* Fil d'Ariane des pages intérieures (règle du parc) */
.crumbs { font-size: 14px; color: var(--muted); border-bottom: 1px solid rgba(0,0,0,.08); }
.crumbs .container { display: flex; gap: 10px; align-items: center; padding-block: 12px; }
.crumbs a { color: var(--ink); font-weight: 600; }
/* Page contact : tuiles + carte (revue rédactrice 07.09) */
.contact-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 16px; margin-top: 30px; }
.contact-tile { padding: 22px 24px; }
.contact-tile h2 { margin-bottom: 8px; font-size: 1.05rem; line-height: 1.08; }
.contact-tile p { margin: 0; }
.contact-map { width: 100%; height: clamp(260px, 38vw, 420px); margin-top: 24px; border-radius: 14px; overflow: hidden; }
.contact-map iframe { width: 100%; height: 100%; border: 0; display: block; }
.footer-contacts a { color: inherit; }

/* Hero : eyebrow + H1 sur toute la largeur du conteneur (règle du parc : H1 jamais sur 4-5 lignes),
   puis grille accroche + CTA | image. */
.hero-head { position: relative; z-index: 1; padding-top: clamp(36px, 4vw, 56px); padding-bottom: 8px; }
.hero-head h1 { max-width: none; margin-bottom: 0; }
/* Nos autres prêts (maillage interne, règle du parc) */
.related-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 18px; }
.related-card { display: block; padding: 22px 24px; color: var(--ink); background: var(--white); border: 2px solid var(--ink); box-shadow: 6px 6px 0 var(--yellow); }
.related-card h3 { margin-bottom: 8px; font-size: 1.15rem; }
.related-card h3 a { color: var(--ink); text-decoration-color: var(--green); text-decoration-thickness: 2px; }
.related-card h3 a:hover, .related-card h3 a:focus-visible { color: var(--green-dark); }
.related-card p { margin: 0; color: var(--muted); font-size: .95rem; }
/* Liens contextuels (maillage interne) : couleur du texte qui les entoure, donc le contraste
   déjà contrôlé du paragraphe, sur fond clair comme sur fond sombre ; soulignement de marque. */
.inline-link { color: inherit; font-weight: 700; text-decoration: underline; text-decoration-color: var(--green); text-decoration-thickness: 2px; text-underline-offset: 3px; }
.inline-link:hover, .inline-link:focus-visible { color: inherit; text-decoration-color: currentColor; }
.cta-action .cta-contact { margin: 18px 0 0; }
.cta-action .cta-disclaimer { margin: 10px 0 0; font-size: .9rem; }
/* Modale de demande (motif du parc) : les CTA du contenu ouvrent le même formulaire que /demande/ */
.modal-veil { position: fixed; inset: 0; z-index: 200; display: flex; align-items: flex-start; justify-content: center; padding: 5vh 20px 20px; background: rgba(11, 15, 12, .74); overflow-y: auto; }
.modal-veil[hidden] { display: none; }
.modal-card { position: relative; width: 100%; max-width: 640px; padding: 30px 28px; color: var(--ink); background: var(--paper); border: 3px solid var(--ink); box-shadow: 10px 10px 0 var(--yellow); }
.modal-card h2 { margin-top: 6px; font-size: clamp(1.5rem, 2.4vw, 2rem); }
.modal-close { position: absolute; top: 12px; right: 12px; width: 40px; height: 40px; border: 2px solid var(--ink); background: var(--white); color: var(--ink); font: 900 22px/1 "Arial Black", sans-serif; cursor: pointer; }
html.modal-open { overflow: hidden; } /* только html: на body ломает sticky (урок get-a-loan 07.09) */
@media (max-width: 620px) { .modal-card { padding: 22px 16px; } .modal-veil { padding: 12px; } }
